Google Pay Gets New Features for Enhanced Payments

Google Pay is a popular payment app in India, and now it's set to become even more user-friendly with some exciting new features. Let's take a look at the upcoming updates that were announced at the "Google for India" event. 

How UPI Circle Works on Google Pay

Google is introducing the UPI Circle feature for both Android and iOS platforms. To check if this feature is available for you, update your Google Pay app. Once you have access to UPI Circle, follow these steps:

To Add Someone To Your UPI Circle

1. The primary user (account holder) must have an active bank account linked to Google Pay.
2. The secondary user should have a UPI ID, and their phone number should be saved in the primary user’s contact list.
3. To initiate payments from the primary user’s account, the secondary user needs to open their UPI app and tap on the QR code icon.
4. The primary user can then access the UPI Circle by tapping on their profile picture or initials in the Google Pay app.
5. The primary user will choose the type of delegation (full or partial access) for the secondary user.
6. Finally, the secondary user must accept the invitation to complete the setup.

UPI Circle is designed to help those who may not have a bank account or find it difficult to manage digital payments. According to Google, this feature involves two key roles:

• Primary user: The account holder whose bank account is used for payments. They can delegate the responsibility of making payments to another person.
• Secondary user: The person who initiates the payment request, which the primary user authorizes.

Delegation Options

1. Full delegation: The primary user sets a monthly limit (up to Rs 15,000), allowing the secondary user to make payments independently within that limit.
2. Partial delegation: The primary user retains complete control and must approve each payment request made by the secondary user.

In conclusion, the new features coming to Google Pay in India will enhance the payment experience for users and provide them with more options for managing their finances. 

Whether you want to add members through UPI Circle, get loan-related assistance through the Support Guide, or explore gold loans and personal loans, Google Pay has you covered. 

Stay tuned for the release of these features and enjoy a seamless payment experience with Google Pay.